Settlements

Title Insurance

After the real estate title is researched, a title insurance commitment is prepared identifying items of record that cover the real estate to be purchased, mortgaged and /or refinanced. The commitment will set forth any requirements to issue a title insurance policy.

We issue a title insurance policy specific for your real estate transaction. This is a one time fee until the real estate is sold to a new owner.

If the real estate was insured within the previous ten years and a policy is produced, you may qualify for a re-issue title insurance rate potentially saving you several hundred dollars.

We encourage all borrowers to provide us with a copy of their owner’s title insurance policy as soon as possible. Often, this helps speed the closing process.